Professional

A partner in a large law firm was looking to retire early and give back to the community through pro bono work and teaching, while also ensuring he had saved...

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Current Retiree

A scientist in his early 60s received a significant buyout from his employer, but needed guidance from a financial advisor willing to work with corporate headquarters...

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Divorcée

The client was in a high-profile divorce from her husband who had broad investments in a variety of businesses and commercial real estate holdings. The client came to...

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Business Owner

A wealthy couple with grown, successful children. The husband was hoping to sell his assets and better control various other assets accumulated and mismanaged over the...

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Navigating the Probate Process

What is probate? Essentially, it is the process of identifying, gathering and distributing a decedent’s assets. The details of the process are controlled by state and local rules, and can be further influenced by other factors such as the size and composition of the estate, the terms (or lack of) the estate documents, and the…

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Has Gold Lost Its Shine? – 2014

Since last reporting on gold in our second quarter 2013 Wescott Investment Commentary article, “Has Gold Lost Its Shine?”, the price of gold bullion rose to $1,419.50 on August 28, 2013 before falling to $1,204.50 by year-end. In 2013, gold was down 27.3%, its biggest decline since 1981 (during which it was down 32.6%). Investors in gold-backed exchange-traded…

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Are ETFs Leading Investors Off-Track?

We thought it would be helpful to update our perspective of exchange traded funds (ETFs) and provide our top reasons why we do not directly employ ETFs in our model. It is important to note, however, that some of our managers use ETFs in their portfolio construction to gain exposure for an asset class that…

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Wescott: A History of Our Advice 2014

For your consideration, we have assembled a collection of excerpts from past Wescott Investment Commentary. Throughout a series of bull and bear market cycles, our clients have been able to weather the turbulence due to our adherence to asset allocation, our emphasis on having adequate liquidity to ride out the storms, and our rebalancing strategies…

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