myWescottVault®
OUR APPROACH: Investment Philosophy

An Investment Strategy Built for the Life You Want

Our investment philosophy aligns your life goals, supports your values, and helps give you confidence to pursue what matters to you most.

Where Investment Rigor Meets Life Wisdom

At Wescott Financial Advisory, we believe investment management should do something far more meaningful than meet return goals or benchmarks. Our investment philosophy is the foundation of our Life-Minded Wealth® approach, a framework that ensures every investment decision aligns with both your financial resources and your financial mindset.

We’ve spent nearly 40 years developing an approach that considers the whole person. Your investments should serve your life, not be the sole focus.

Discover Life-Minded Wealth®

Core Investment Principles

Our investment approach rests on foundational principles that work together to serve your holistic financial life.

Team-Based
Investment Oversight

You get a complete team of specialists at your table. Investment Strategists design custom portfolios aligned with your goals. Tax Experts optimize investment decisions for tax efficiency. Estate Planning Specialists ensure investments support your legacy objectives. Financial Planners integrate investments with your comprehensive life plan.

Open Architecture, Multi-Manager Strategy

We’re not tied to proprietary products. Instead, we hand-select from the market’s top independent portfolio managers, combining their specialized expertise with our strategic oversight. When market conditions shift, we can adapt quickly and objectively. There’s no conflict of interest holding us back from doing what’s right for you.

Tax-Aware Implementation

Many investment decisions consider tax implications. We utilize strategies like tax-loss harvesting, asset location optimization, and strategic rebalancing to maximize after-tax returns. Our approach actively manages the impact of taxes on your long-term wealth accumulation.

The Power of Blended Management

We combine passive and active investment strategies to capture opportunities across market cycles. Passive approaches provide broad market exposure at lower costs. Active management allows us to pursue opportunities in select market segments. Together, this approach helps us manage risk while pursuing growth across both the rational and irrational aspects of markets.

Customized Investment Solutions

Wescott offers diverse investment solutions designed to meet your unique needs. Our offerings are designed to protect and grow your wealth in alignment with your life goals.

Core Global Balanced Portfolios

Our flagship offering combines strategic asset allocation with tactical opportunities, diversified across geographies, asset classes, and investment styles.

ESG + Impact Portfolios

Investment solutions that align your investments with your values while maintaining balance and diversification. We understand the importance of integrating social and environmental considerations into investment decisions.

ETF-Only Portfolios

Cost-efficient, transparent investment strategies exclusively using exchange-traded funds for clients who prefer this streamlined approach.

Separately Managed Accounts

Highly customized solutions for clients with complex needs requiring specialized investment strategies and personalized portfolio construction.

Alternative Investments

Access to institutional-quality alternative investments providing additional diversification and return potential for qualified investors.

Rigorous Investment Research

Academic and Economic Foundations

Our investment success is built on strategic portfolio management backed by exhaustive market research rooted in academic and economic foundations. Our dedicated Investment Research Group is tenacious and learned.

They study investment and market research from leading institutions, monitor ongoing trends and conditions across global markets, and closely watch domestic and international news potentially affecting client portfolios.

Institutional-Quality Manager Access

We take full advantage of our access to managers not often available to retail investors. Our team performs comprehensive due diligence on investment managers and investment vehicles currently approved or anticipated for use in client portfolios. Because we don’t directly employ managers, we can remain objective and quickly make changes necessary to protect client portfolios.

Comprehensive Investment Advisory Services

Our investment advisory services do not sell or promote any investment or insurance product. This independence means that as a fiduciary, our recommendations serve your best interests.

  • Customized strategic asset allocation tailored to your specific needs and goals
  • Ongoing investment manager selection based on rigorous evaluation and monitoring
  • Monitoring and performance measurement to ensure portfolios stay on track
  • Performance and transaction analysis providing transparency and accountability
  • Market research, perspectives and reports on strategic investment topics to keep you informed

A History of Sound Advice Through Nearly 40 Years of Market Cycles

We are grateful for and very proud of the confidence that our clients place in us, our strategy, and our conviction to stay the course. We have:

  • Historical experience navigating market cycles through bull markets, bear markets, and everything in between.
  • Long-standing client relationships often spanning multiple generations.
  • A demonstrated ability to adapt to
 changing financial landscapes while maintaining core principles.
  • A multi-generational advisory team to meet the needs of next-generation clients in the ways they prefer to be served.

Our View on What's Ahead

We are pleased to share our most recent economic and market outlook. We hope that it contextualizes the thoughts underpinning Wescott’s nearly 40 years of investment results and recommendations. *

Ready to Align Your Investments with Your Life?

Your wealth should serve your life goals, not just financial metrics. Talk with a Wescott advisor to learn how we bring together investment excellence, tax expertise, financial planning, and life wisdom into one integrated approach.

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