Retirement Planning That Honors the Life You’ve Built
Whether you’re envisioning retirement, approaching it, or living it, we help align your wealth with the life you want.
Retirement Planning for Complex Financial Lives
Couples Planning Together
Retirement often looks different for partners with distinct career paths, risk tolerances, and visions for the future. Our team helps couples align their financial resources with shared goals, whether it’s traveling, supporting family, or giving back to causes you care about.
Families Navigating Transitions
Retirement often coincides with other life changes, such as caring for aging parents, supporting adult or special needs children, or preparing for a generational wealth transfer. We bring the right experts together to address every dimension of your family’s financial life.
Executives & Corporate Leaders
Navigating retirement with restricted stock, options, deferred compensation, and longer-term incentives requires specialized expertise. We help you optimize the timing and tax implications of your equity compensation while planning for the life that comes next.
Business Owners & Entrepreneurs
Your business is likely your largest asset. We coordinate succession planning, business valuation, and exit strategies to ensure your retirement captures the full value of what you’ve built while creating a legacy that reflects your values.
Individuals Planning on Their Own
Retirement looks different when you’re planning for one. Whether you are single, divorced, or building a future without children, decisions about income, healthcare, and who acts on your behalf rest with you alone. We help you structure those choices and put the directives and support in place so your plan can adapt as life changes.
What Holistic Retirement Planning
Pre-Retirement Strategy
- Retirement income projections and cash flow modeling
- Executive compensation optimization (stock options, RSUs, deferred comp)
- Tax-efficient asset positioning
- Social Security and pension analysis
- Healthcare and long-term care planning
- Navigating the transition into retirement – exploring options to retire gradually, finding consulting work, serving on a board, etc.
Investment Management
- Custom portfolio construction aligned with your timeline
- Risk management and diversification strategies
- Income-generating investment approaches
- Regular portfolio reviews and rebalancing
Tax Planning for Retirement
- Roth conversion strategies
- Required minimum distribution (RMD) planning
- Tax-efficient withdrawal sequencing
- State tax considerations for retirement relocations
- Estate Planning/Generational Wealth Transfer Planning
Ongoing Partnership with Wescott
- Regular check-ins tailored to your schedule
- Proactive adjustments as circumstances change
- Coordination with your existing professionals (attorneys, CPAs)
- Direct access to the Wescott team
Lifestyle Considerations to Focus Personal Goals
- Second or vacation home
- State tax implications for relocation
- Place planning (moving to a retirement Community or modifications to your existing home)
- Travel or international residency
- Hobbies and passion projects
- Financial support for loved ones (education, new home, investing in new business, etc.)
- Philanthropy and community involvement
- Starting a new business
See Our Approach in Action
Learn how we helped a client navigate the complexities of retirement planning and build confidence in their next chapter.
Retirement Is Personal. Your Plan Should Be Too.
Retirement means something different to everyone. For some, it’s launching a second act. For others, it’s finally having time for what matters most. Whatever it looks like to you, your plan should be built around your life—not the other way around.
Our Life-Minded Wealth® approach helps to ensure that every retirement decision, big or small, aligns with the life you want to live.
Retirement Planning From a Firm That Values Community and Stewardship
As a Certified B-Corporation, Wescott is committed to using business as a force for good. Our practices align with the values of community impact, social responsibility, and stewardship.
When you work with us, you’re partnering with a firm that takes its commitment to people and community as seriously as its commitment to your personal financial success.
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Ready to Plan the Retirement You Deserve?
You’ve worked hard to build your wealth. Let’s make sure it works just as hard for the life you want to live. Our team is ready to listen, understand your needs, and create a plan that brings you confidence and clarity.
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